Latest Posts

What You Should Know About Flood Insurance

Just a single inch of water from flooding can cause costly damage to your home. Here’s what you need to know about insuring against damages caused by flooding. What protection does it offer? A standard homeowners policy does not cover damages from flooding. A separate flood policy is needed to cover losses to your property(continue reading)

Labor Day Weekend Driving Safety Tips

Traffic fatalities are estimated higher than normal for the upcoming Labor Day weekend. The National Safety Council (NSC) estimates 421 people may be killed and another 48,400 may seriously injured in car crashes for the three-day holiday period, which is 11% higher than the average number of deaths, 378 for past Labor Day weekends. The(continue reading)

Car Insurance Rates Explained

When it comes to car insurance, there’s no one price-fits-all scenario. In fact, car insurance costs can vary greatly from driver to driver, carrier to carrier and even state to state. It’s not only about which coverage you select. Many other factors can also impact your car insurance premium – here are seven of them.(continue reading)

Does Your Student Need Renters Insurance in College?

When you’re helping your child pack for college, you may be thinking about their class schedule and hoping they use their free-time wisely. Someone making off with their laptop or a dorm fire are probably not what you’re envisioning about the campus experience, but since they may be bringing some expensive stuff with them –(continue reading)

Home-Based Businesses: Are You Properly Insured?

In 2013, Forbes reported that 52% of small businesses were home-based. In March 2016, the United States Census released the 2012 Survey of Business Owners, which showed that there are over 27.5 million home-based businesses being run throughout the country, a nearly 500,000 increase from the 2007 report. As a general rule of thumb, if(continue reading)

Are the Next Generations Active Enough?

Anyone who has tried to sit through dinner with wiggly young children can see that the human body is made to move. Making sure kids and teenagers keep moving, despite the constraints of dinner time, school, screens, and our sedentary culture, can help set good habits for life. Physical activity among American kids and teenagers(continue reading)

Fireworks Safety Tips

Fireworks are a staple for Fourth of July celebrations in the U.S. However, the thrill of fireworks can be dangerous. On average, 230 people visit the emergency room every day with fireworks-related injuries in the weeks around July 4th. Most of these injuries are to the hands and fingers. Fireworks can also cause serious injuries(continue reading)

Be Wary of Heat Exhaustion

Warmer weather is here to stay for a while! Summertime allows us to enjoy a lot of fun outdoor activities (swimming, biking, boating, etc.) as well as some activities that might be considered less enjoyable (mowing, pulling weeds, etc.). However, whether you’re out enjoying what Mother Nature has to offer or you’re simply taking care(continue reading)

ER vs. Urgent Care

All too often, illness or injury appear out of the blue: you wake up in the middle of the night with intense abdominal pain. You stumble while carrying groceries up a flight of stairs, and can no longer put weight on your swollen ankle. Or your child spikes a high fever on the weekend. When(continue reading)