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National Teen Driver Safety Week

This week is National Teen Driver Safety Week, a time to have a talk with your children about being responsible on the roads. The problem: too many teens are dying on the roads. Motor vehicle crashes are the leading cause of death for teens (15 to 18 years old) in the United States. There were(continue reading)

Top Ten Mistakes When Completing an OSHA Log

The OSHA law requires most employers with 10 or more full-time employees to keep a yearly log of all work-related injuries and illnesses. Which employees are covered by the recordkeeping requirements? The employer is required to record on the OSHA 300 Log the recordable injuries and illness for all employees on its payroll, including hourly, salaried,(continue reading)

Halloween Safety

For young children, Halloween night is one of the best of the year. But trick-or-treating can be dangerous if kids and parents aren’t careful. On average, twice as many child pedestrians are killed while walking on Halloween compared to any other day of the year, and more than 70% of accidents occur away form an(continue reading)

Benefits of Listing Specific Items on Your Homeowner’s Insurance

Homeowner’s policies are very important because they provide coverage for our personal property. Most homeowner’s policies carry coverage limitations on personal property like jewelry, silverware, firearms, etc. Unless your property is scheduled, or specifically itemized with a value on your policy, your home deductible will apply to a loss. Many people choose higher deductibles to(continue reading)

How-To: Clean Out Your Gutters Safely

Cleaning your gutters is one of the most important things you can do to maintain your home. Your roof act like a net, catching everything from rain to falling leaves, and it all has to pass through the gutters. Neglecting this task can result in clogged gutters, which can lead to water seeping into your(continue reading)

Enrolling for Medicare

The Medicare initial enrollment period is a seven-month period that starts three months before the month you turn 65, the month you turn 65, and three months after the month you turn 65. When to Sign Up for Medicare If you’re collecting Social Security benefits when you turn 65, you’ll automatically be signed up for(continue reading)

Everything You Need to Know About Planning Your Own Funeral

Dealing with a loss of a family member can be stressful and disorienting. Most of the time, we’re asked to make important memorial and financial decisions while still in a state of grief, which compounds the challenges of making reasonable, sound choices. As if all that isn’t enough, there’s the added burden of trying to(continue reading)

Department of Labor Proposes Rule to Better Protect Personally Identifiable Information

The Department of Labor’s Occupational Safety and Health Administration (OSHA) has issued a notice of proposed rulemaking to better protect personally identifiable information or data that could be re-identified with a particular individual by removing provisions of the “Improve Tracking of Workplace Injuries and Illnesses” rule. OSHA believes this proposal maintains safety and health protections(continue reading)

Why a House Fire is Worse Now-a-Days

A fire in a modern home is a “perfect storm.” Larger homes, more open layouts, new construction materials and other factors mean fires burn more quickly, leaving less time for occupants to escape – and for firefighters to stop the flames. How much less time? About 30 years ago, you have about 17 minutes to(continue reading)